This unit covers common types of products and schemes, the legal and regulatory framework, factors affecting the value of commercial property, risk management in the various commercial sectors, information gathering, affordability, suitability and breaches of payment.
CeMAP - Certificate in Mortgage Advice and Practice (LIBF)
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This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
CeRER - Certificate in Regulated Equity Release (LIBF)
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This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.
What our clients say
Elliot has been my mortgage broker for years and has always provided excellent advice. He know his stuff and has always secured me the best deals. Thanks Elliot
Raphael, London
Elliot has a very genuine and caring personality, who is a loyal advocate to all my family's financial needs. He is very compromising, always available to answer queries and works tirelessly to find the best deals. I personally cannot thank him enough for his work.
Nizar, London
I have Recommended Percom financial services to lots of family and friends everyone has said what fantastic advice given. along with great options available. I highly suggest you look no further there’s really nothing close to what they can offer!!!
Jay, Wallington
Elliot was great all through the process.
Communication was 5*
I will be definitely recommend using him to all friends and family.
Omari, Streatham
I used the company as i needed a remortgage, great service and advice was provided, will definitely use again and would recommend.
Natasha, Nottingham
Have used their services to obtain several properties for my company, extremely knowledgeable team and have already recommended their services to family and friends
Anthony, Clapham
I have always dealt with Elliott Valentine of Percom Financial serviced for many years he is trust worthy hard working and always gets me the best deals available for mortgages and insurance I have no hesitation in recommending Elliott and Percom FS
Brian, London
I have dealt with Elliott on numerous occasions regarding mortgages, pensions, etc. He is the consummate professional, kind and pleasant, honest and frank. He pays attention to detail, is swift in his response, and tailors his advice to the individual. His customer service skills are excellent, I cannot stop singing his praises. After having a nightmare experience in the past, it was a breath of fresh to meet someone who does exactly what he says he is going to do, and in a timely manner. I have recommended him to numerous people, and will not hesitate to continue doing so
Samantha, Brockley
Elliot was an amazing Broker. I had tried a few different Brokers and couldn’t find anyone who was able to help with my particular circumstances.
Elliott was hard working was relentless in finding a mortgage that worked for me, chased solicitors, mortgage companies and anyone who needed chasing. It’s a stressful process but I would definitely ask Elliott to help with future mortgages and recommend him to anyone who wanted a hardworking and professional Broker.
Lola, Croydon
Elliott has provided mortgages for me since 2014. And has always delivered a professional and efficient service whilst also providing best mortgage rates available. Recommended!
Matthew, Harrow
About us
With Access to the Whole of Market we pride ourselves in arranging the best possible deals for our clients. We dont just help you to buy your home we also ensure no matter what life throws as at you, you can always keep a roof over your head
Our services
Mortgages/Finance
First Time Buyer mortgages
Home-mover Mortgages
Help to Buy mortgages
Right to Buy mortgages
Investment Buy to Let mortgages
Residential & Buy to Let Refinancing
Bridging Finance
Insurance/Protection
Home Insurance (Buildings and Contents)
Life Cover
Income Protection
Critical Illness protection
Family Income Benefit
We also provide support for our clients in the following professional services
Conveyancing services
Will Writing services
Lifetime Mortgages/Equity Release services
Commercial Finance
Development Finance
Property Sourcing
Property Development
'We are the Key to your next move'
Where to find us
Head office address: 282 Brighton Road, South Croydon, Surrey, CR2 6AG
Your home may be repossessed if you do not keep up
repayments on your mortgage.
Percom Financial Services a trading style of Percom Financial Services Limited is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
Registered office: 40 Lansdowne Road Croydon, CR0 2BD. Registered in England and Wales
No. 12920483.
Hello I'm Ria, I provide tailored bespoke advice to suit your individual circumstances. I work with a range of different clients from First time buyers to portfolio landlords. Contact me for clear, concise financial advice!
Hello, my name is Kevin Spear, and I am a Director at Mortgage Marketplace. We are an independent, whole of market brokers providing jargon-free mortgage advice together with a fast & efficient service. Find out more below.
Our aim is to provide a stress free, informative, friendly and professional service to all our clients be they new or existing. Helping you choose the right course of action for your mortgage deal.
While unbiased.co.uk endeavours to verify the information
provided as thoroughly as possible,
it is your responsibility to ensure the adviser you choose is appropriate and regulated
for the business you are transacting. Any decision to transact business is made by you on the basis
of your own enquiries.
To check that an adviser is regulated, you can contact the relevant regulatory or professional body.
