Quay Financial Services Ltd

Independent mortgage adviser  62 Pomeroy Street, Cardiff, CF10 5GU
First meeting at adviser's own cost
Straightforward, easy-to-understand Borrowing & Insurance Advice for all customer types
We can advise you on
Bad credit
Building your home
Buy my next home
Buy to let
Buying first home
Buying overseas
Equity release
High loan to value
Mortgage protection
Next home / Remortgaging
Right to buy
Self-employed mortgages
Adviser unavailable
This adviser is currently out of office and not available for contact
FCA authorised
Last authorised 3rd May 2021
Meet our advisers
Bleddyn Davies

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

What our clients say
Myself and my partner were looking to sell and buy a new home. Bleddyn provided excellent services for a mortgage application. Made the process stress-free and simple. He was excellent at communicating quickly, explaining matters in simple terms for myself and was always a phone call away
Jemma Hookins, Vale of Glamorgan
I was looking for a mortgage but it was very tricky due to myself and my husband living & working abroad for most of the year. Bleddyn successfully found us a great mortgage, much to our surprise. Very happy
Jill Vine, Bristol
We weren't really aware of what was out there and what we were eligible for. Bleddyn gave us all the options with clear advice on the best steps to move forward. Even though our 1st choice wasn't available to us, Bleddyn went through all the options so we could plan the best steps forward both now and in the future. Great advice & customer service
Niki, Barry
Was a first-time buyer with no clue how much I could borrow. Bleddyn gave a range of mortgage choices and helped to choose the right mortgage for me.
Rhydian Lake, Cardiff Bay
We had specific requirements and a few unusual circumstances that made it hard for us to find a suitable mortgage product on our own. We weren't sure where was best to look and were running into roadblocks. Bleddyn listened carefully to our needs and situation and offered options and advice suited to us. He was extremely helpful with any questions that we had and very prompt moving things along. The mortgage was arranged very quickly and we are happy that it's the right product for us.
Laura Baker, Penarth
We were looking for a mortgage for our new home. Bleddyn was very knowledgeable about lenders, their criteria and which would be best to apply to for the mortgage we required. We secured a mortgage with the first lender Bleddyn suggested.
Elin Bennett, Hensol
I was referred to Bleddyn. Due to the speed of the house purchase process (had 28 days to complete) needed an advisor to work quickly. Bleddyn sorted everything straight away and took time explaining every step.
Aurimas Glotnis, Splott, Cardiff
Was looking for a good remortgage deal. Bleddyn found us a deal that we couldn't find online and made the process very hassle-free.
Dan, Newport
First Time buyers. Bleddyn secured our mortgage offer quickly and gave us advice on insurance policies. Thanks to Bleddyn we have bought our first home at 20 & 22.
Meg, Cardiff
I was purchasing a property through Right to Buy. Bleddyn was very Professional and I was very impressed by how quickly be responded to queries. The mortgage went through with no issues, very happy.
Theresa Waters, Cwmbran
Bleddyn has a vast amount of knowledge and unbelievable customer service. Bleddyn will give you as much info on any subject that you may need explaining, or will find it for you; Including the longwinded documents solicitors throw at you with absolutely no clue on what the jargon means or timescale they are to be signed. Bleddyn emails back within the hour or so and always the same day. He will always take a phone call. He was absolutely by my side the entire 4 months of a tricky first time buy. Professional but to the point and moves fast. Genuinely brilliant. Thorough, supportive and someone you need on the other end of your emails for your future finances. The job will be done with no messing around.
Emma James, Bridgend
Needed to re-mortgage in order to raise funds. Bleddyn identified an appropriate product. Great advice
Brigitte, Penarth
Needed to release funds for my daughter's wedding. Bleddyn went through the best option available to us. Got an offer from the lender within a week.
Jane Woodward, Vale of Glamorgan
My mortgage was due for renewal. Bleddyn sought renewal deals and advised on the most appropriate for my circumstances. I felt I was advised very well and am pleased with the outcome
Sarah Warren, Penarth
The first mortgage application I completed with my bank was declined with no clear reason given. Bleddyn compared the market and obtained a suitable mortgage with NatWest on a good rate. Exchange and completion have taken place, I now have the keys to my new home.
Yasmine, Crickhowell
My mortgage fixed rate period was about to end, so I was looking for a new fixed rate deal. Bleddyn arranged a transfer to a new product with my existing lender. The whole process was simple and straightforward, and was completed very quickly.
Ian Harris, Vale of Glamorgan
After renting for a number of years, was in a position to look for a mortgage. Bleddyn was helpful from day one and dealt with any queries straight away, kept me up to date with whole process from start to finish. Was not sure if I could get a mortgage but with his help got one.
Ann, Newport
Needed to re-mortgage. Bleddyn helped me to secure an excellent mortgage rate, was extremely knowledgeable. Always available to answer any queries i had. Overall, highly efficient service
Angharad Britton, Creigiau, Cardiff
About us

- Working remotely, am available to all of South & West Wales

- Directly Authorised by the FCA so entirely independent

- DipFA, CeMAP & CeRER qualifications

- I enjoy sitting down and listening to clients' circumstances; be it their backgrounds, jobs or hobbies, as well as their financial goals. I subsequently also enjoy helping people to achieve those aims, be it through the medium of English or Welsh

Our services

- Simplifying the mortgage process for all First Time Buyers, Home-movers and Landlords

- Getting a suitable level of capital for anyone considering Equity Release, in extra-quick time

- Keeping hassle at a minimum, the hard yards will all be done on your behalf

- Ensuring any adverse situations, such as the diagnosis of a serious illness, does not affect the individual / family too significantly. This is done through bespoke, tailor-made insurance advice

Where to find us
Head office address: 62 Pomeroy Street, Cardiff, CF10 5GU
Preferred clients
Minimum mortgage value
Advice methods
  • phoneButton
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face

Your home may be repossessed if you do not keep up repayments on your mortgage.

- Business Card
- Initial Disclosure Document

Adviser unavailable
This adviser is currently out of office and not available for contact
FCA authorised
Last authorised 3rd May 2021

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