We can advise you on
- Bad credit
- Buy to let
- Commercial for individuals
- First time buyers
- Flexible
- High loan to value
- Remortgage
- Residential
- Right to buy
- Self employed
Meet our advisers
Karl Wilkinson
Mortgage and Insurance Specialist
Qualifications & Accreditations
Hide qualifications
DipFA - Diploma for Financial Advisers (IFS)
The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice
CeRGI - Certificate of Regulated General Insurance (IFS)
This qualification assesses a knowledge and understanding of the general insurance environment, its products and the manner in which the industry is regulated.
CeMAP - Certificate in Mortgage Advice and Practice (IFS)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
What our clients say
Mr Wilkinson was very straightforward, transparent and impartial in the way he explained the entire process to which my wife and I knew very little about at the time. He was was a great asset to us and he managed to pull out an excellent mortgage rate for us in a the midst of a rocky economical climate.
Abbes, Borehamwoood
release funds by remortgaging, raising new funds for second home. Karl has gone way beyond his remit to get us the best deals, he has challenged lenders on our behalf when needed and always got us more than expected, can't thank him enough...will highly recommend him any time!. More than expected, all the time and every time!.
Deepak, Milton Keynes
Advancing years with an interest only mortgage and huge amount of debt. He understood clearly our situation and worked through options. He has been very prompt to answer queries and provide a personalised service. Yes we have received an offer and working through the stages to completion.
Simon, Milton Keynes
I needed to find a broker who was more familiar with commercial mortgage finance and development finance as well as have access to the whole of market for BTL. Karl is proactive and always responds to my requirements in a timely fashion. He has never failed yet to secure the product i require. He has extensive industry knowledge so understands the issues i am grappling with which is particularly important as the world of property investment becomes more complicated. Yes i have always got the finance i required.
Samantha, London
I have been a long term client of Karl since looking to release equity and purchase a second property when retiring from HM Forces. I have also followed his advice when investing in further property as he has assisted in remortgaging our main home and in the purchase of our buy to let properties. Karl was able to assist in finding some very competitive quotes and seeing them through to completion. Despite my deciding in one case to switch to a fixed rather than tracker deal he oversaw this without seeking any further fees. I have been very impressed with Karl's advice and the assistance he has provided when I first became a client in 2008 and this has resulted in my using him since then. I have also recommended his services to friends and family.
Steven, London
About us
Why is RJP different from other brokers?
Our mission is to broaden the criteria for mortgage approvals to support home owning aspirations and buy to let entrepreneurialism out of the box thinking and a can do attitude, with great customer service, your mortgage journey can be stress free and enjoyable.
Our services
Over the 11 years I've been in the industry I have gained a vast knowledge of all types of mortgage from Buy to let, credit impaired, help to buy to debt consolidation and first time buyer.
My skills are second to none and having an experienced broker on your side can save you thousands in the long run.
Give me a call or drop me an email to find out what I can do for you.
Compliance
Richard James Partnership is authorised and regulated by the Financial Conduct Authority, our FCA registration number is 301173.
Our charges are based on two considerations: the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain what you will be charged before you decide to proceed with an application. As we offer a bespoke service our fees can vary. The MAXIMUM we charge would be an application fee of £295.00, this fee is only charged once your mortgage has been agreed in principle with the lender, then once your mortgage offer is issued we charge a broker fee of £495.00.
