To talk to me is free but I do charge for my advice if you want me to submit an application to a lender. Typically this will be 1% of the mortgage amount payable in two parts - £295 to get you an agreement in principle from a lender. This means they are prepared to lend having carried out a credit search & score. The second part payable by your solicitor on completion.
I specialise in finding a lender for people who have a poor credit history. First thing is to obtain a copy of your credit report from either Experian or Equifax and then call me me. Without this, I can only only give you an indication if you could get a mortgage as it all depends on the information held on your credit file.
La Cachette, Upper Stanley Road, Sands, High Wycombe, HP12 4DB
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