WR Ethical

Independent mortgage adviser  Desklodge House, Bristol, BS1 6NL
First meeting at adviser's own cost
We provide straight-forward, ethical and environmentally conscious advice to help you buy a home and keep it. You'll find us easy to talk to, passionate about doing right by you, and great value. We give cashback & give to charity with every application.
We can advise you on
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
Meet our advisers
Mr Paul Waterfall

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
Excellent advice from Paul on our options for remortgaging for an extension. He was really easy to talk to and made it all seem manageable. He also offered us a great deal! What's not to like!
Rachael, Bristol
Paul is a top bloke! Incredibly fast at responding and very motivated into getting a good deal for you, and at a very good rate. He seems to excel particularly at the awkward cases where all other options have failed, finding the really niche mortgage lenders and offers that will provide you with what you are after. Highly recommend! Thanks for all your help Paul
Matt, Bristol
I used their service for a mortgage. I found Paul very professional and helpful as he gave a lot of time to me to find the best options. He was helpful with all of my questions. Thank you so much!
Hirad, Bristol
Paul is very knowledgeable as he could answer to all our questions. It was very useful to have his insight of the mortgage market and his opinion on the different offers made available to us. Thank you very much Paul and all the best to you for the future!
Elodie, Cheltenham
Paul is a thorough, friendly and approachable broker, with plenty of experience to draw from. He talked us through the different options, answered our questions and clarified our doubts. Highly recommended!
Francesca, Bristol
WR Ethical were really helpful when getting my first mortgage. My advisor Paul explained everything clearly and I really appreciated the hard work and effort he put into finding me the best offer. I have already recommended his service to my sister and will continue to recommend his services for any first time buyers or mortgage renewers! Thank you Paul!
Hayley, Bristol
I am a first time buyer and approached Paul for advice, he is a trusted friend as well as a qualified professional. I haven't made a purchase yet for my own reasons, but having Paul there to guide, advise and support me in all decisions involved so far, has made it a far less stressful venture!
Nicola, Bristol
About us

We believe that when doing good becomes easy, almost everyone will do it. So, we aim to offer a service that is excellent value, simple and caring.

Our fees are low, and we give you back some of our commission – honest pricing.

We'd love to help you - please get in touch with us! In the meantime, here are 5 reasons people use us:

Our advice for new purchases will cost a maximum of £95 (If the mortgage is over £150,000 you will get cash-back).

Re-mortgaging with us won’t cost a penny.

You will get the ideal mortgage offer for your circumstances - we can search the whole of the market and we genuinely care about you.

We knit care for people and the planet into everything we do, so we’ll advise you on the ethics of different mortgage providers and donate a good portion of our turnover to charity.

You will find we are fast, responsive and friendly – our aim is to get a 5 star recommendation from each customer, and we can only do that if we do our very best for every single person.

Our services

We are an independent mortgage broker in Bristol (where we can see you face-face), but we operate throughout England and Wales via phone, email and video calls. (8am - 6pm Monday - Saturday).

We can usually have an initial conversation with you the same day, giving you an idea of how much you can borrow, and what you need to consider.

We are an independent mortgage broker, working with a panel of lenders that represent the whole of the market, including those just available to brokers, to find the one that is right for you. We also offer mortgage protection (insurance) to help you stay there.

Whether you are a first time buyer, re-mortgaging, moving home or wanting to invest in a buy-to-let or holiday property, trust our expertise to save you time and money, now and in the long run.

Where to find us
Head office address: Desklodge House, Redcliffe Way, Bristol, BS1 6NL
Service coverage
Preferred clients
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

WR Ethical is registered in England and Wales, number 13295388. Registered address: Desklodge House, Redcliffe Way, Bristol BS1 6NL.

WR Ethical is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Entered onto the FCA Register (<url hidden>) under reference 535515

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