Your Next Step

Initial consultation free
Independent
An award-winning mortgage brokerage with nearly 40 years of combined expertise. Our team (Chris, Patrick, and Alan) offers personalised guidance with warmth and professionalism, backed by hundreds of five-star reviews on Google and Trustpilot ⭐⭐⭐⭐⭐

We can advise you on

57
£100k+
This firm is FCA registered and you can be confident that their treatment of customers conforms to the FCA’s strict criteria.

Meet our advisers

Mr Alan MacKenzie
Mortgage and Insurance Broker
Mr Chris Urquhart
Mortgage and Insurance Broker

What our clients say

m
Murray
Great firm – very professional and clearly excellent at what they do. Chris was easy to work with, extremely helpful with any queries, and made sure my girlfriend and I fully understood the mortgage...
t
Tony
Outstanding mortgage advisor who truly went above and beyond. Chris at Your Next Step was incredible throughout my entire mortgage journey, making everything simple, clear, and completely...
m
Melissa
I couldn’t recommend Alan highly enough. From start to finish, his service was professional, friendly, and always reassuring. He took the time to explain everything clearly, answered all my questions...
mg
Mrs Garrity
Patrick was an absolute star in securing an interest only mortgage for us ‘oldies’! We are now settled in our quirky wee forever home! Thank you so much, we couldn’t have done this without your help!...
sa
Sławomir
I truly recommend Your Next Step. Great contact, quick replies and professional service. We looked at huge number of properties and Patrick from Your Next Step was really helpful and eager to check...
e
Ellie
We can’t thank Alan enough for his help and guidance over the last few months in buying our new home. From the initial consultation and understanding our situation, to reviewing home reports and...

Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

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