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Expert Independent Financial Planning, Tax Planning and Mortgage Advice Tailored to Your Financial Goals. Equity Release Council Member.

Our advice is built on 4 key areas - Trust, Care, Communication and Advice - all focusing on client outcomes.

Introducing Our Award-Winning Team: Specialists in Mortgages, Equity Release, and Second Charges. Join thousands of satisfied clients who have trusted us with their financial futures. With over 2,500 glowing Trustpilot reviews.

Amber River C&M (Lossiemouth) is the new name for Campbell & McConnachie Ltd. Whether it's your first home, a re-mortgage, buy-to-let or new build, whatever your circumstances, however complex, let us find the right mortgage for you.

Independent Mortgage Advisers offering quality advice throughout the UK

We are equity release and later life mortgage specialists. Unlike most mortgage brokers we DO NOT CHARGE BROKER FEES!

Say Hello to Stress-Free Mortgages

Introducing Our Award-Winning Team: Specialists in Mortgages, Equity Release, and Second Charges. Join thousands of satisfied clients who have trusted us with their financial futures. With over 2,500 glowing Trustpilot reviews.

We are committed to putting our clients at the heart of everything we do and to providing the best possible service.

Professional and friendly Independent Mortgage and Wealth Advisers, helping you to achieve your financial goals.