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I am a charity worker turned mortgage and protection consultant who takes pride in providing my clients with high quality and stress-free "Whole of Market" advice. Appointments available in person, via telephone or zoom to suit your preferences.

Relieving the stress of personal finance

Secure Your Future •90+ UK Lenders •Partnered with the Mortgage Advice Bureau •12,000+ Mortgage Products •2,000+ Expert Mortgage UK Advisers

Independent Mortgage Advisers offering quality advice throughout the UK

Introducing Our Award-Winning Team: Specialists in Mortgages, Equity Release, and Second Charges. Join thousands of satisfied clients who have trusted us with their financial futures. With over 2,500 glowing Trustpilot reviews.

Professional Adviser Awards - Winners 2026, 2023 & 2022 M&A Today Global Awards 2025 - Scottish Mortgage Adviser of the Year - Neil Gallagher NatWest Local Hero Mortgage Awards 2019 - Best Firm, Scotland

Mortgage Advice Bureau is the UK’s leading mortgage intermediary brand, winning over 200 national awards for the quality of its advice and service.

Central Trust is an award winning, specialist mortgage lender, based in Watford. Since 1988 Central Trust have been providing Secured Loans, Homeowner Loans and Second Mortgages for homeowners like you.

We are equity release and later life mortgage specialists. Unlike most mortgage brokers we DO NOT CHARGE BROKER FEES!

Our many 5 star reviews reflect the passion we have for customer service - we always go the extra mile.