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Introducing Our Award-Winning Team: Specialists in Mortgages, Equity Release, and Second Charges. Join thousands of satisfied clients who have trusted us with their financial futures. With over 2,500 glowing Trustpilot reviews.

We are leading mortgage advisors offering a full mortgage service including buy to let mortgages, first time buyers, help to buy, remortgages and much more.

We are committed to putting our clients at the heart of everything we do and to providing the best possible service.

We are equity release and later life mortgage specialists. Unlike most mortgage brokers we DO NOT CHARGE BROKER FEES!

We are equity release and later life mortgage specialists. Unlike most mortgage brokers we DO NOT CHARGE BROKER FEES!

Professional Adviser Awards - Winners 2026, 2023 & 2022 M&A Today Global Awards 2025 - Scottish Mortgage Adviser of the Year - Neil Gallagher NatWest Local Hero Mortgage Awards 2019 - Best Firm, Scotland

Friendly, straightforward mortgage and protection advice with no jargon or pressure. From the first call, I help you understand your options across residential, buy‑to‑let, commercial finance, self‑employment, adverse credit and equity release.

We make mortgages simple — and your future secure. Whether you're buying, remortgaging, or protecting what matters most, we find the right deals and cover for you. Expert advice, stress-free service, and peace of mind — all in one place

Welcome to HGC Finance - experts in securing and financing the right deal for your circumstance across the market. Our service is fast, efficient and bespoke. We specialise in commercial and residential property & personal and business insurance.

We are committed to putting our clients at the heart of everything we do and to providing the best possible service.