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We are here to help throughout the entire process; from viewing properties at the very beginning, right through until the day your mortgage completes.

Hello. I am an Independent Mortgage Broker. I have over 30 years experience in the industry helping clients from all walks of life. My initial service is on a no cost no obligation basis. I am here to help and guide you through the mortgage journey.

We are here to help throughout the entire process; from viewing properties at the very beginning, right through until the day your mortgage completes.

Hi! My name is Tim Spencer, The Later Life Lending Expert and the Managing Director of Optimus Mortgages. I help people live a better retirement through bespoke later-life lending, and I believe that financial solutions should be made simple for everyone.

Whole of market access to thousands of UK mortgages I work both locally in and around the Sussex area and across the UK to help our clients find a mortgage that exactly suits their needs.

We are committed to putting our clients at the heart of everything we do and to providing the best possible service.

We are an independent whole of market equity release broker, we work with all the major lenders and aim to provide our customers with the best possible advice when it comes to Equity Release, get in touch for a no obligation chat about your requirements

We are here to help throughout the entire process; from viewing properties at the very beginning, right through until the day your mortgage completes.

Professional Adviser Awards - Winners 2026, 2023 & 2022 M&A Today Global Awards 2025 - Scottish Mortgage Adviser of the Year - Neil Gallagher NatWest Local Hero Mortgage Awards 2019 - Best Firm, Scotland

We are an independent whole of market equity release broker, we work with all the major lenders and aim to provide our customers with the best possible advice when it comes to Equity Release, get in touch for a no obligation chat about your requirements