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Hi! My name is Tim Spencer, The Later Life Lending Expert and the Managing Director of Optimus Mortgages. I help people live a better retirement through bespoke later-life lending, and I believe that financial solutions should be made simple for everyone.
Clients
helped
helped
404
Minimum
wealth
wealth
Meet the team
Can help with
Mortgages

At Apple Tree Mortgage Services our objective is simple – provide the best advice and arrange the most suitable mortgage and protection products for our clients in a professional, friendly manner and in the most convenient and efficient way possible.
Clients
helped
helped
1279
Minimum
wealth
wealth
Meet the team
Can help with
Mortgages
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