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We are a firm of mortgage and protection advisers spread all across the UK with a single goal of making sure we advise the most suitable solution for you. Our advisers cover all specialisms, and we are waiting to help you!

We're committed to helping you fully understand the broad range of options available to you so that you can work

Here at Planet Mortgages we're dedicated to providing our clients the best service available. We have an experienced team of brokers that will go out of their way to provide an out of this world service.

Hi! My name is Tim Spencer, The Later Life Lending Expert and the Managing Director of Optimus Mortgages. I help people live a better retirement through bespoke later-life lending, and I believe that financial solutions should be made simple for everyone.

Specialising in all types of property finance from the straightforward to the complex!

FIRST CONSULTATION FREE. Please give us a call, speak to our friendly experts with no obligation. We would love to chat.

Professional and friendly Independent Mortgage and Wealth Advisers, helping you to achieve your financial goals.

Introducing Our Award-Winning Team: Specialists in Mortgages, Equity Release, and Second Charges. Join thousands of satisfied clients who have trusted us with their financial futures. With over 2,500 glowing Trustpilot reviews.

Introducing Our Award-Winning Team: Specialists in Mortgages, Equity Release, and Second Charges. Join thousands of satisfied clients who have trusted us with their financial futures. With over 2,500 glowing Trustpilot reviews.

Introducing Our Award-Winning Team: Specialists in Mortgages, Equity Release, and Second Charges. Join thousands of satisfied clients who have trusted us with their financial futures. With over 2,500 glowing Trustpilot reviews.