Are you an adviser?  Go to Unbiased Pro
Login

#AdviceLives

Real lives, real decisions

Explore how four different people used financial advice to make life's biggest decisions.

The first-time buyer

Ali is looking to buy her first home, so needs help achieving a successful mortgage application

btn-video-play

‘I’m looking to buy a place, by myself — I want it to be lovely! — and close to where I work in East London. I need to find out how big a mortgage I might be offered, and I also want to find out more about shared ownership. I’d really recommend someone in my situation to seek advice. Now I’ve been able to understand about the process — a lot of it I may have read about on the internet, but I didn’t know what it meant, if I’m honest with you. Having Mike explain it has been really helpful.’

Mike Richards
Independent mortgage adviser
Mike Richards has been in the mortgage industry for 35 years and a broker for 26 of those. He has run Mortgage Concepts Associates since 2006, as a fully independent mortgage broker.
More about Mike
Find an adviser near you
btn-video-play
The young professional
Kemley wants help balancing his short-term financial needs with longer-term future planning such as his pension.
btn-video-play
The first-time buyer
Ali is looking to buy her first home, so needs help achieving a successful mortgage application.
btn-video-play
The investor
Giovanna is trying to organise her pensions and investments, but is puzzled by some of the information she has been given.
btn-video-play
The later-life planner
Rose hopes to ensure a comfortable post-retirement future, and so needs a clearer idea as to the size of her pension.

More Unbiased financial tips

Pensions and retirement
Whether you’re ready to retire or just starting your first job, there’s a lot you need to know about pensions.
Savings and investment
Want to make your money work harder? Explore the different kinds of saving and investing and how to use them.
Homes and property
From climbing onto the property ladder to downsizing in retirement, we have all you need to know about mortgages.
Insurance and protection
One of the most crucial yet overlooked areas of financial planning. Find out how to protect yourself and your family.
Please note that these videos show only highlights of much longer advice sessions which were tailored to the needs of the clients who agreed to appear in them. You should not make any decisions for your own financial requirements based on these videos but instead seek independent financial advice for recommendations appropriate to your own circumstances.