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We have vast experience of dealing with high net worth individuals and with complex income arrangements. We aim to provide every client with a personal service to ensure we achieve the best possible outcome for you and your circumstances.

Welcome to SJR Mortgages. A family run business with over 30 years combined property experience. Samuel and Johnson provide specialist independent Mortgage & Protection advice, with access to all mortgage lenders and a range of insurance providers.

Whatever your financial needs, from mortgages to protection insurance, you can rely on Roost for clear, uncomplicated choices for your next move.

We believe that everyone should have access to high-quality, independent financial & mortgage advice—not just high-net-worth individuals. Our advisers work solely in your best interests, providing fully independent recommendations tailored to your needs.

Introducing Our Award-Winning Team: Specialists in Mortgages, Equity Release, and Second Charges. Join thousands of satisfied clients who have trusted us with their financial futures. With over 2,500 glowing Trustpilot reviews.

Our goal is to provide you with qualified, expert advice. Sourcing you a mortgage that meets your requirements and financial goals. Ensuring the process is as simple and stress free as possible.

We believe that everyone should have access to high-quality, independent financial & mortgage advice—not just high-net-worth individuals. Our advisers work solely in your best interests, providing fully independent recommendations tailored to your needs.

We are an independent whole of market equity release broker, we work with all the major lenders and aim to provide our customers with the best possible advice when it comes to Equity Release, get in touch for a no obligation chat about your requirements

Professional Adviser Awards - Winners 2026, 2023 & 2022 M&A Today Global Awards 2025 - Scottish Mortgage Adviser of the Year - Neil Gallagher NatWest Local Hero Mortgage Awards 2019 - Best Firm, Scotland

We are here to help throughout the entire process; from viewing properties at the very beginning, right through until the day your mortgage completes.