Your employer may offer you a benefit known as ‘death in service’, which would pay out to your loved ones if you were to die while employed there. But how does this differ from ordinary life insurance – and is it a substitute?
From finding a place to live to paying bills and finding the money to have fun, the art of student living may take some time to master. So prepare for Freshers’ Week with our quick guide to independent living for undergraduates. Article by Nick Green.
The game has changed for many buy-to-let landlords. The change to buy-to-let tax relief has been phased in, which could translate into a big loss of profits for many with rental properties. What can you do about it? Article by Nick Green.
Until you buy your own home, a car will probably be your single biggest financial commitment. If you’re considering getting some wheels of your own, just how much could it cost you overall – and are there any better-value alternatives? Article by Nick Green.
You have a steady income, you haven’t much debt, you control your spending and you don’t gamble. But are you still taking a huge risk? Becky Sugden, chartered financial planner at Gresham Wealth Management, reveals the invisible threat to your long-term financial security.
You've graduated! That's the hard part over with. Or is it only just beginning? The switch from higher education to the bottom of the career ladder can be a culture shock. Here are some tips to help you go from learner to earner. Article by Nick Green.
Many people take out income protection or critical illness cover to safeguard their finances if they have to stop work due to illness. But a child’s serious illness can have an equally severe impact on your ability to work full-time. Would your insurance cover this too? Article by Nick Green.
‘Mayday! Mayday!’ If your rent bill makes you want to call for help, you’re not alone. The average UK renter takes until the start of May to earn a year’s worth of rent. With ‘Rent Freedom Day’ falling further behind ‘Mortgage Freedom Day’ every year, how can you escape from the rut? Article by Nick Green.
There’s no longer such a thing as ‘retirement age’ – you’re simply free to access most pensions from the age of 55. But what if you actually did want to retire at 55? We take a look at what you’d need to make that dream a reality. Article by Nick Green.
Today (16 April 2018) is Mortgage Freedom Day – the day on which the average UK homeowner will have earned enough to cover their mortgage payments for the whole year. But some homeowners are freer than others – are you among them? Article by Nick Green.
A Parliamentary committee has proposed a ‘default investment pathway’ for people who don’t make active pension choices at retirement. But should the government being making it easier for people to ignore their most important retirement decisions? Article by Nick Green.
A teenager wins a fortune with her first ever lottery scratch card, and must make a life-changing choice. But anyone saving up a pension pot may face a similarly big decision. What would YOU do? Article by Nick Green.
Working as a contractor through your own limited company can be very rewarding, and not just financially. That said, it can sometimes be a bumpy ride. Carl Roberts, Chartered Financial Planner at RTS Financial Planning, looks at the main hazards and how to conquer them.